The scammers are at it again and some are creative.

Whenever the phone rings and the caller asks for personal information – like address, birthdays, or Social Security number – always be wary. If it is an unsolicited call, a “cold call”, and not from a trusted business or source, hang up.

Do not engage them in conversation. The callers are trained to extract information with trickery and deceit.

Do not give any information.

If its possible the call may be legitimate, ask for a call back number, the name of a supervisor, and why they are calling. A legitimate caller will state their business clearly and provide any information asked of them.

The best practice is not not do any unsolicited business by phone. And never,ever give out your Social Security number to someone you do not know.